After a car accident in Colorado, understanding your legal rights is essential to ensure you get the compensation you deserve. But one of the most important questions you may have is “How long do I have to file a claim?” Knowing your rights and the time limits for filing a claim can make the difference between getting a fair settlement and missing out on thousands of dollars.

In this article, we’ll explain how long you have to file a claim after a car accident in Colorado, as well as provide some helpful steps to ensure your rights are well protected. Contact an experienced Denver car accident attorney today for a consultation!

Call our experienced Denver team today at (720) 770-5454 to get your case started!

Car Accidents and Right Steps to Take

In Colorado, a car accident is defined as an event in which two or more motor vehicles collide and cause damage or injury to people or property. This includes not only cars but any motor vehicle such as a truck, bus, motorcycle, or bicycle. It usually occurs when a driver fails to follow the rules of the road, drives while impaired by drugs or alcohol, or is distracted while behind the wheel.

personal injury claim form with a pencil, File a Claim After a Car Accident

Car accidents are common in Colorado, but that doesn’t mean you should take them lightly. Statistics show that there were more than car accidents in the state each year, resulting in either injuries or death.

When you are in an accident, it’s important to take the right steps to protect yourself and your rights. This includes the following:

Stay Calm and Ensure your Safety

If you have been involved in a motor vehicle accident, the most important thing to do is remain calm and take the necessary steps to ensure everyone’s safety. Make sure you’re not injured, move the vehicles out of traffic, and call 911 if necessary.

Gather Evidence

You should also gather as much evidence as possible, including photos of the vehicles and the scene, contact information of any witnesses, and police reports. This evidence will be critical if you decide to file a claim.

Medical Care and Records

If you’re injured, seek medical attention right away. This is critical to ensuring your recovery and also helps to demonstrate the extent of your injuries. Also, keep all records related to the accident and your care, as these will be important for any insurance claims or legal proceedings.

FAQ: Who is responsible for medical bills after an accident?

This includes medical bills hospital visits, medications, treatments, and physical therapy. All of this can be used to prove the extent of your injuries and how much money you should receive for medical expenses.

Talk With a Personal Injury Attorney 

After a car accident, you should talk to an experienced car accident lawyer right away. An accident attorney can offer you legal advice and determine whether filing a personal injury lawsuit is an appropriate course of action. A lawyer can equally help you understand your rights under Colorado law and guide you through the process of filing a claim.

What Are the Statutes of Limitations for Accidents in CO?

Statute of limitation means the amount of time you have to file a claim after an accident. So, if you fail to bring a claim within the designated time period, you’ll likely lose your right to financial compensation.

In Colorado, the statute of limitations for filing a civil action is three years after the date of the accident. This means that you have three years to file a personal injury claim or property damage lawsuit against the at-fault party.

someone writing "file a claim" with expo marker

However, it’s important to note that this time frame can be shortened or may even expire if you take certain actions, such as signing a release or participating in mediation. It’s also important to remember that the statute of limitations can vary depending on the type of claim you’re filing, so always consult with a legal professional to ensure you meet all deadlines.

How Long Do Insurance Companies Have to Respond and Resolve a Claim?

In Colorado, there’s no set time limit for when an insurance company must respond to a claim or resolve it. However, you should expect to hear back from them within a reasonable amount of time. If they don’t respond, contact an experienced attorney as soon as possible for legal representation and guidance throughout the claims process. Either way, the amount of liability coverage by the insurance provider will determine how much compensation you get.

Do You Have to Report an Accident to the Police?

Yes, you must report any major or minor accident that involves bodily injury or property damage to the police. Colorado law requires all drivers involved in an accident to file a written report with the police within five days of the incident.

Learn More: Tips to Maximize Your Personal Injury Claim

The report should include details such as the date and time of the accident, location, damage to vehicles, names and contact information of the drivers involved, and the name of the insurance company for each driver.

Reach Our Colorado Personal Injury Lawyers Today

It is often a scary experience to be involved in a car accident. Not only are you dealing with physical injuries, but also the emotional and financial toll of the accident. As you can see, understanding the legal rights and time limits for filing a claim is essential if you want to ensure you get financial compensation for injuries suffered.

Regardless of how or where your accident happened, our experienced Colorado personal injury lawyers at Denver Car Accident Lawyers are here to fight for your rights. We understand the nuances of Colorado law and can help you navigate the process. We’re here to make sure your rights are protected as we handle your case from start to finish while you focus on recovering from your injuries.

Timing is critical after a car accident, so call us today at (720) 770-5454 for an initial consultation to discuss your case and learn more about how we can help.

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